kevin morgan , 55 , of weybridge in surrey , was injured when a land rover discovery reversed into his stationary rover 75 while working in dorset in september 2005 .
the married engineer suffered whiplash , which developed into chronic pain syndrome and a resulting deep depression , which together have ended his working life , his lawyers claim .
but as his £ 600,000 damages claim began at the central london court , he was accused of a staggering fraud by motor insurers , direct line group .
morgan claims that a car accident in 2005 has left him in too much pain , particularly in his neck , that he only rarely leaves his house .